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Date: 9 March 2008		Compiled by : S. Sathish
	This article took its roots when a question as to the right kind of age for investment arouse. The Noble Investing: Invest Your Savings!! Diversify funds!! Enjoy returns!! Reinvest quantum!! We can give it the I D E R way of noble investing. Snapshot: Diversify Funds        Invest your savings Pocket the returns Reinvestment Brief preamble: What is investment? There can’t be a worded answer to this very simple question. It simply means utilizing the present resources and diversifying wealth in the future; can be one answer yet; still it has its infinite meanings through its versatile application in the real practices. The term investment has accrued its cream in this rapid changing world. It is the term investment that adds aroma to the active investing herd who total to around 6.5 billion. Rooting indoors: Investment is generally anticipatory expectation of accumulating wealth via the present resources. Or it can be an asset class that is purchased in closer concern with its income generating ability in the future which can be sold off at a higher price. The mottled fact here is the theory of not using the present resources. Investment cannot be done without Savings. Savings provides the funds necessary for investment. Investment is influenced by Rate of Interest. Falling interest rates result in increasing rate of Investment. It plays a very pivotal role in the economy cycling the funds necessary for expansion and growth thereby. The meaning of the term Investment is different in different genres.  Investment from various angles In Economics, Investment is the production per unit time of goods which are not consumed at present and are used for future production. According to economic theory Investment depends on income and rate of interest. An increase in income has a direct impact on the investment but an increasing rate of interest has a negative effect on it. The interest rate in this case is nothing but the opportunity cost of investing the funds rather than using them at the present. In Finance, Investment means purchasing of securities or any other assets in money market or capital market or purchase of any liquid assets like gold or residential real estate property or commercial real estate property and operates the same for higher returns. Basic ways of investing There are seven basic ways to invest your money by: · Depositing it in the bank · Lending it to someone at some rate for some period · Purchasing stocks · Buying a property · Buying gold and silver · Buying Mutual Funds Warren Buffett’s way: He is the World’s third richest man, and he has made all the money in the stock market. He is one of the world’s greatest investor. His theory is very simple which says before stepping your investments in company first sketch how the company makes money.  Fact File Name: Warren Edward Buffett Born: August 30, 1930 Lives: Omaha, NE Education: Univ. of Nebraska, BS, Columbia, MM Factoid: Rejected from Harvard business school, partly because he was too young. Bet the admissions people are kicking themselves now Started investment at the age of 11 and regretted for the delay. Mr. Buffet has just 11 employees working for him. If he is included, it will count to 12. And to imagine that most equity research outfits have a battery of analysis working for them. Mr. Buffet’s office does not have a single computer. Buy-sell-hold decisions are made minus computers. This in computer crazy America should be the ultimate joke one would think.  His principles are: Turn off to the stock market Do not worry about the economy Buy a business, not a stock Manage a portfolio of a business  Excerpted from Dalal Street Primer authored by V. Pattabhi Ram. With a clear picture and comprehension of the markets, investing becomes the knowledge tool to make money. Conclusion Age doesn’t matter for investment as everything is learnt only when there is a spark to inculcate. Proven with Warren Buffett, the world’s greatest investor
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